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Personal Finance

Create your best financial life

I coach people to overcome financial frustration and confidently create their best lives

Imagine A Better Financial Future…

Being in control of your finances

Banishing arguments about money

Subduing credit card debt / school loans

Spending money without guilt

Effortlessly paying bills

Knowing you're making the right moves

Seize Your Opportunity

As a professional wanting to thrive financially, you can organize yourself around The Financial Success Formula and launch yourself toward financial success.

The key is to start early. Get oriented, take control, make plans, and start investing in yourself and your future before too much life happens and your opportunity fades away.

How do you start? Well, you can get ideas from internet articles (aka random clickbait and come-ons) or talk to people you happen to know (aka a small random sample). But will you know when you’ve got the information you need to make a smart plan? Will you have the confidence and bandwidth to implement your plan? How much of your life will you spend second-guessing yourself?

Let me humbly suggest that you don’t have time to mess around like that.

Here’s an idea: get a mentor who’s lived the full cycle from new grad through decades-long working life to financial independence. Leverage templates and a step by step process crafted to maximize financial awareness and execution simplicity. Gain an advocate who understands where you’re coming from and who’s focused on setting you up to win. Get up and running as fast as you’re willing to go.

Let me help you launch. 

Free Resources

Check out these free resources for building your best financial life

Download my Guide: The Financial Success Formula


Enter your name and email address to learn how 80% of millionaires built their wealth and the unique opportunity young workers have to do the same. I’ll use your email address to occasionally send you financial success tips. But you can easily unsubscribe – I don’t do spam.

Download my Guide: Home Buyer’s Checklist


Enter your name and email address to learn how to prepare your finances for buying a house. I’ll use your email address to occasionally send you financial success tips. But you can easily unsubscribe – I don’t do spam.

Watch: My Video Series

Follow my channel on YouTube for insight and actionable steps in creating your best financial life.

Read: My Personal Finance Blog

I periodically post  articles and resources on my blog to help you make the most of your finances.

Dave and I don’t see eye to eye

Dave and I don’t see eye to eye

Dave Ramsey is rightfully famous for his anti-debt screeds, and much of it is useful to some degree. But it’s too one-dimensional. There are many factors in living a great financial life through the seasons. Balance, nuance, and sensitivity are key.

Organizational Financial Wellness

When your people are at their best, so is your organization
Learn More


How does financial coaching/mentorship work?

I start with a free, no pressure 30-60 minute consultation to get to know you and your situation while letting you see me in action. We talk about improvement opportunities and possible next steps. I don’t ask for a commitment but I do try to provide new insights. If you do decide to work with me, then we embark on a 3-month program of 8 working sessions (at least 9 hours working with me) plus homework. After that you can either go forward on your own or continue working with me on a monthly basis for on-going accountability and growth.


What results can I expect?

Most clients experience relief and growing confidence soon after they start working with me. After completing my 3-month program they have a strong sense of direction for their finances, a clear strategy and plan, and are successfully executing their plan. Clients go from haphazard juggling of paychecks, bills, and spending, to a calm and controlled monthly process. They go from guilty spending and constant bank balance vigilance to flexible, guilt-free spending with the knowledge that their financial plan is on track. They go from high stress and constant conflict over money to mutually respectful positive and effective communication with their partner.


Can I trust you to work in my best interest?

Yes! I’m not making a living from this (I’m successfully “retired”). I don’t sell any financial products and I don’t get compensated for making referrals. My goal is to help you get on the path to success, whatever that means to you, period. I genuinely get a kick out of helping people help themselves. “Personal Finance” is fun for me and I love helping clients find their way.

Why should I work with you rather than some other coach?

Because I’ve been there and done that, having put my kids through college and achieved financial independence after working 35 years in the corporate world. I lived the same basic wealth-building approach I teach my clients, and now I live comfortably off my investments. Of course there are lots of good coaches out there, but not many have the perspective of having personally implemented the full life-cycle. I teach and implement solutions that work for real people in the real world.

What My Clients Say

With SmartStart Personal Finance, I was able to learn not only how to accumulate wealth, but also how to use it wisely. Jim has been like a father figure to me, teaching me the wisdom I need to navigate life in the United States. Meeting with Jim has given me not only financial confidence, but also mental confidence.

TAEHA A.  technician

What My Clients Say

Jim gave my husband and I an in-depth understanding of our finances and helped us set up systems to make management streamlined. We are now more organized and purposeful with our spending/savings to set ourselves up for financial success…thanks again – super helpful and motivating to get things going.

ELISE O.  veterinarian

What My Clients Say

It’s inspiring in the way that you laid out tangible and relatively easy steps to get control of your finances. It’s an essential topic that should be taught in school, but isn’t and so most people really don’t have a clue about it. You’ve certainly made me want to start taking more steps for myself!

EMILY L.  talent recruiter

What My Clients Say

Jim is an evangelist for financial success. His main motivation is to share the practices and mindsets he has used to achieve a high level of financial freedom. His motivation stems from his having a mentor when he started out, who put him on the proper path to smart money management. Jim is motivated to pay this gift forward. After engaging with him you will have a jump start on being financially successful without having to reinvent the wheel.

HARRIS Z.  sales executive

What My Clients Say

Wow, that was way better than I expected! I’ve heard some of this stuff before but the way you presented it made it a lot more meaningful to me.

NATALIE A.  senior client success manager

Ask a Coach

Got a question but don’t want to schedule a conversation? Use this form to send me a message and I’ll reply by email.

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